Putting a simple will in place

Reader resource · Updated September 2026

Most of the stories on this site turn on the same thing: someone kept a record, and years later that record was the only reason the truth held up. It is worth asking the same question about your own paperwork.

You do not need a lawyer for a straightforward estate. For most people the useful first step is smaller than they expect, and it is usually these four things:

  • A will naming who receives what, and who carries it out.
  • Beneficiaries checked on every retirement account and life policy — these override your will, and they are the most commonly out-of-date item.
  • A healthcare directive and a durable power of attorney, so someone can act if you cannot.
  • One place where a trusted person can actually find all of it.

Where people usually start

Free, no sign-up

The National Council on Aging keeps an independent, non-commercial guide comparing the main online will services, including what each one does not cover.

NCOA · Best online will makers →

Online will services

Two of the most widely used are Trust & Will and LegalZoom. Both walk you through a state-specific will in under an hour. Prices and what is included differ, so compare before you pay.

Trust & Will →   ·   LegalZoom →

If your situation is not simple

Blended families, a business, property in more than one state, or a family member with special needs — these are the cases where an estate attorney is genuinely worth the fee. Your state bar association runs a referral service.

This page is informational and is not legal advice. We are not affiliated with the services above and currently earn nothing from these links; if that ever changes we will say so on this page. Laws differ by state — check the requirements where you live.

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